Rumors ants gold clothing will be listed on the market speculation related stocks-www.zhaokao.net

Rumors of "ant payment service" will be listed on the market speculation related stocks Sina App: Live on-line blogger to tutor Jiepan listen to expert selection on Tournament Lin shares Niugu editor’s note: after the news, Alibaba affiliate ant payment service group is seeking Shanghai main board listed, there may be IPO domestic market the maximum size of the 2010 years. "Ant gold suit" publicly responded to the rumors that it will be listed on the A shares in August 24th, saying there was no clear plan. At present, the market speculation "ants gold clothing concept stock", the relevant transaction opportunities can be appropriately concerned. After the listing of Alibaba in October 2014, the Ant King suit was formally established, and has now completed the B round of financing, valued at about 60 billion U.S. dollars. Equity structure, the introduction of social security, including investment outside shareholders, Ma and other ants ant executives holding the proportion of equity is still more than 76%. Alipay: Alipay is the ant payment service the most important core, the most valuable business areas, a strategic fulcrum ant gold suit diversified financial services: 1. The third party payment market leader, Taobao benefited from growth in trading volume and payment system of mobile Internet is the process of ant gold clothing retail customers was off the entrance, Alipay wallet APP the number of active users has exceeded 270 million people, the third party mobile payment market share of more than 66%, 2015 payment scale more than 6 trillion yuan; 2. Application scenarios widely cover all kinds of transaction behaviors of users and merchants, and can form huge transaction data, which is the important basis of providing credit financing for ants. Financing business: the advantage of providing financial services by ants is: 1. With matching with the financing needs of customers trading scenarios (Alipay and Alibaba business platform; 2). Transaction data that can help identify customer credit. At present, the financing business is multi pronged: 1. Long tail customers retail credit, relying on the chant (consumer credit, more than ten million users) borrow Bai (general credit, one year credit 30 million people, accumulated 49 billion 400 million yuan) two products; 2. Small and medium sized enterprises credit, the balance of more than 6 billion yuan at the end of 2015; 3. With the help of commercial bank licenses, net banks provide financial support for financing services, including deposits, interbank liabilities, asset securitization and so on. (the 8 phase of the transfer was completed within 21 billion yuan in 2015). In the long run, the network bank can supplement the traditional banking customer coverage area, promote the Inclusive Finance to a greater extent, and create incremental value in the process. Asset management business: the biggest role of the payment scene is to form a closed loop, the customer is more embodied in the value of traffic, and asset management business is to import the flow of customers into the stock customers, the value of the flow of consolidation as the means of stock value. The ant’s payment service has been formed including monetary fund (annualized 3%), credit lending (annual yield financial products trading (3%~4.5%), the annual yield of 4%~7%), to raise public equity, asset management platform. Diversified integrated financial business: through the establishment of financial institutions, the acquisition of financial institutions license, ant Kim clothing on the one hand, relying on its own customer introduction, consumption scene, data accumulation and so on

传言“蚂蚁金服”将上市 市场炒作相关概念股 新浪财经App:直播上线 博主一对一指导 听牛人解盘选牛股 上股林争霸赛   编者按:此前有消息称,阿里巴巴的关联公司蚂蚁金服集团正在谋求上海主板上市,有可能是2010年以来国内市场最大规模的IPO。“蚂蚁金服”8月24日公开回应了其将在A股上市的传言,称暂无明确计划。目前市场炒作“蚂蚁金服概念股”,相关的交易性机会可适当关注。   2014年10月在阿里巴巴上市之后,蚂蚁金服正式成立,目前已完成B轮融资,估值约600亿美元。股权结构方面,在引入包括社保、中投在内的外部股东后,马云等阿里 蚂蚁高管持有的股权比例仍超过76%。   支付宝:支付宝是蚂蚁金服最重要、最核心、最有价值的业务领域,构成蚂蚁金服多元金融服务的战略支点:1。第三方支付市场领头羊,受益于淘宝交易量增长和支付体系移动互联网化进程,是蚂蚁金服零售客户的获客入口,支付宝钱包APP活跃用户数已超2.7亿人,第三方移动支付市场份额超过66%,2015年度支付规模超过6万亿元;2。应用场景广泛覆盖用户和商户的各类交易行为,能够形成庞大交易数据,这是蚂蚁金服提供信用融资的重要基础。   融资业务:蚂蚁金服提供融资服务的优势在于:1。具有与客户融资需求匹配的交易场景(支付宝和阿里巴巴电商平台);2。具有能够协助识别客户信用的交易数据。目前融资业务多管齐下:1。长尾客户的零售信贷,依托花呗(消费信贷,用户超过千万) 借呗(一般信贷,一年授信3000万人、累计发放494亿元)两款产品;2。中小微企业信贷,2015年末余额超过60亿元;3。网商银行借助商业银行牌照,为融资服务提供资金支持,包括存款、同业负债、资产证券化等(2015年内完成8期转让共210亿元)。从长期看,网商银行能够补充传统银行客户覆盖不足的领域,更大程度推进普惠金融,并在此过程中创造增量价值。   资产管理业务:支付场景的最大作用是形成闭环,客户更多体现为流量价值,而资产管理业务是将流量客户导入存量客户、将流量价值固化为存量价值的手段。蚂蚁金服旗下已经形成了包括货币基金(年化收益3%)、增信借贷(年化收益3%~4.5%)、理财产品交易(年化收益4%~7%)、股权众筹等在内的资产管理平台。   多元化综合金融业务:通过发起设立金融机构、收购金融机构牌照,蚂蚁金服一方面依托自身在客户导入、消费场景、数据积累等领域的优势,另一方面将传统金融业务纳入到自身体系中。对于蚂蚁金服而言,正规金融牌照可能为其客户、场景、数据优势的变现提供通道,牌照价值也可能在这一过程中得到增厚。目前,蚂蚁金服已经成为天弘基金(2015年末资产管理规模超过1万亿元)和众安保险(2015年末总资产超过80亿元)的最大单一股东,我们推测后续仍可能通过并购等手段继续获取金融牌照。   数据与征信业务:互联网客户是蚂蚁金服最核心的业务基础,数据是最有价值的资产,技术是挖掘资产的重要手段,因此我们认为蚂蚁在金融基础设施建设方面将围绕两个主线:1。为自己旗下金融业务提供技术支持;2。为金融机构提供信息技术服务。目前,公司重点发展征信业务,因为这是投融资业务开展的基石,芝麻信用有望成为覆盖面最广阔的商业征信机构(2016年4月客户数量已达亿级,借助芝麻信用发放信贷累计280亿元).   四家公司与“蚂蚁金服”有交集   君正集团:与蚂蚁金服关于天弘基金的股权之争早有结论,增资扩股事项于2014年5月经证监会核准,并于2015年2月16日办理完成了相关工商变更登记手续。增资扩股事项完成后,蚂蚁金服将占有天弘基金51%的股份,君正集团持股15.6%。   健康元:健康元在8月19日公告披露其出资7334万参股上海经颐投资中心(有限合伙),持股7.3267%,而“上海经颐投资中心(有限合伙)”则持有蚂蚁金服约0.42%的股权。随后的8月23日晚间,健康元公告称公司间接持有相当于蚂蚁金服0.0308%的股权。   张江高科:公司通过全资子公司张江浩成投资蚂蚁金服公司股权。   合肥城建:控股股东兴泰控股通过参股建信信托,成为海南建银建信的间接股东,而海南建银建信正是蚂蚁金服的股东之一。 新浪声明:此消息系转载自新浪合作媒体,新浪网登载此文出于传递更多信息之目的,并不意味着赞同其观点或证实其描述。文章内容仅供参考,不构成投资建议。投资者据此操作,风险自担。 进入【新浪财经股吧】讨论相关的主题文章: